The only exceptions I ever made was if I personally knew the users and knew they weren't gonna do anything sus
Avoid getting chargebacks too because staff factor that all in for verification factors
Staff have a percentage of amount charged back out of total amount earned so they factor that in for verification
So for example on my main account I had over $1000 earned and less than $5 CB so my chargeback rate was under 0.005%
staf also know that chargebacks happen sometimes for reasons beyond the users control so that's factored in as well
Eg surveys sometimes just chargeback. But offers if they chargeback it's usually because someone has done something sus
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